Baghdad:Rafidain Bank has announced the commencement of applications for the fourth and fifth batches of electronic loans, specifically targeting retirees and employees.

According to National Iraqi News Agency, the bank has specified that applications for the fourth batch of electronic loans will open for retirees on Sunday, November 8, 2026, beginning at 800 AM. The fifth batch, directed towards employees, both civilian and military, will commence on Monday, November 9, 2026, at 800 AM.

The bank emphasized the importance of allocating separate days for retirees and employees to ensure that each group can take advantage of the electronic loan opportunities without interference. This arrangement is part of the bank’s efforts to cater to the specific needs of retirees by providing more convenient conditions for application procedures.

Retirees and employees are advised to adhere strictly to the designated application dates. The electronic system will only process applications from the specified group on their assigned day, ensuring an organized and smooth procedure. The bank aims to facilitate a seamless application process, allowing a larger number of beneficiaries to easily submit their applications.

Eligible applicants must have their salaries deposited with the bank and possess a Rafidain card. Applications can be submitted through the ‘Rafidain Loans’ icon in the ‘Super Key’ application, following the bank’s established terms and conditions.